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Cloud for Banks Nigeria

CBN-compliant cloud infrastructure for Nigerian banks. Built for core banking, Oracle, and the regulatory environment you actually operate in.

OllaCloud gives Nigerian deposit money banks and microfinance institutions cloud infrastructure that satisfies CBN data residency requirements, is optimised for Oracle Database workloads, and supports the operational demands of core banking all hosted within Nigeria and billed in Naira.

100%
Data hosted in Nigeria
OCI
Oracle-compatible platform
99.99%
Uptime SLA
Naira billing
CBN CIRCULAR PSS/DIR/PUB/CIR/001/004 — JUNE 2026

The CBN has directed all deposit money banks, microfinance banks, mobile money operators, and licensed payment operators to store and manage payment transaction data on Nigerian servers. OllaCloud is built to satisfy this requirement, your transaction and customer data never leaves Nigeria.

Banking use cases

Core banking. Oracle Database. Customer data. All on one compliant platform.

Nigerian banks run some of the most demanding workloads in enterprise IT, core banking systems, real-time payment processing, fraud detection, reporting, and customer platforms. OllaCloud is built to handle all of them under one compliance posture.

Core banking system hosting

Run your core banking application T24, Flexcube, Finacle, or any Oracle-based CBS on OllaCloud's OCI-compatible infrastructure. High-availability compute with near-zero RPO/RTO ensures your core banking system meets the availability standards CBN examinations expect.

Oracle Database workloads

OllaCloud's OCI-compatible platform is optimised for Oracle Database. Exadata direct connect delivers the lowest application-to-database latency available in Nigeria critical for transaction-heavy banking workloads where every millisecond of database round-trip affects customer-facing response times.

Payment processing infrastructure

Real-time payment processing demands both low latency and regulatory compliance. OllaCloud's Lagos-based infrastructure puts your payment engine inside Nigeria satisfying the CBN's June 2026 payment data localisation directive while delivering sub-5ms latency to Nigerian endpoints.

Customer data platform

Customer financial records, KYC data, account histories, and transaction logs are all personal data under the NDPA. Hosting them on OllaCloud means they remain in Nigeria, under Nigerian jurisdiction, with no cross-border transfer exposure satisfying both NDPA and CBN requirements simultaneously.

Backup & disaster recovery

OllaCloud's cross-zone replication and point-in-time restore capabilities provide the backup and DR architecture required for CBN-classified critical systems. Recovery objectives are documented, tested, and available as evidence for regulatory examinations.

Regulatory reporting infrastructure

Data warehousing, analytics, and reporting workloads — including CBN regulatory submissions and NBS reporting — run on the same OllaCloud platform as your operational systems, with full audit logging and access controls that support examination readiness.

CBN compliance

What the CBN requires from your cloud infrastructure and how OllaCloud delivers it.

Data residency & localisation

The CBN requires customer data, transaction records, and payment data to be stored on Nigerian servers. CBN circular PSS/DIR/PUB/CIR/001/004 (June 2026) makes this a formal directive for all licensed institutions.

All data physically hosted within Nigeria
No automatic replication to overseas regions
Documented evidence of data location available

Third-party risk management

The CBN framework requires banks to conduct due diligence on cloud providers and maintain enforceable contractual controls. OllaCloud operates under Nigerian jurisdiction and provides the contractual framework required.

Nigerian-incorporated provider under CBN reach
Data Processing Agreement with localisation commitments
Audit-ready infrastructure documentation

Security & access controls

The CBN cybersecurity framework requires banks to implement technical controls against unauthorised access and to demonstrate those controls to examiners. OllaCloud's architecture provides these controls at the infrastructure level.

3-layer inbuilt firewall
Compute enclave isolation per workload
AES-256 encryption at rest, TLS in transit
Full access audit logging

Business continuity & recovery

The CBN framework sets expectations for RTO and RPO on critical banking systems. OllaCloud's infrastructure is designed around near-zero recovery objectives, with documented and testable recovery capabilities.

Near-zero RPO & RTO for critical workloads
Cross-zone replication & point-in-time restore
Recovery test evidence for examinations
Oracle Database & core banking

The only Nigerian cloud platform optimised for Oracle Database workloads.

Most Nigerian banks run Oracle Database at the core of their technology stack for their CBS, for reporting, for analytics. Running Oracle on overseas cloud means your most sensitive data crosses international borders with every query. Running it on commodity on-premises hardware means performance constraints and rising maintenance costs.

OllaCloud's OCI-compatible platform was built for Oracle. Exadata direct connect delivers the lowest application-to-database latency available in Nigeria. Your Oracle workloads run inside the country, under Nigerian jurisdiction, on infrastructure that was designed for them.

  • Exadata direct connect
    Direct connectivity to Exadata for Oracle Database workloads — the lowest app-to-DB latency available in Nigeria.
  • OCI-compatible APIs
    Full Oracle Cloud Infrastructure API compatibility — your Oracle tooling, scripts, and automation work on OllaCloud without modification.
  • Oracle-certified hardware
    OllaCloud runs on Oracle-certified rack-scale hardware — not commodity servers. The same hardware tier that powers Oracle's own cloud regions globally.
PLATFORM COMPARISON — BANKING
Overseas OllaCloud
CBN data residency Risk ✓ Met
NDPA compliance Risk ✓ Met
Oracle optimised Partial ✓ Full
Billing currency USD NGN ₦
Latency to Lagos 80–150ms <5ms
Banking cloud FAQs

Common questions from Nigerian banking teams.

Yes. OllaCloud's infrastructure is hosted entirely within Nigeria. Customer data, transaction records, and payment data stored on OllaCloud never leave the country. CBN circular PSS/DIR/PUB/CIR/001/004 (June 2026) requires all deposit money banks and licensed payment operators to store payment transaction data on Nigerian servers — OllaCloud satisfies this requirement by design.

Yes. OllaCloud's OCI-compatible platform supports the high-availability compute, storage, and networking configuration required by core banking systems including T24, Flexcube, Finacle, and Oracle-based CBS platforms. Our solutions team will work with you during the assessment phase to size and configure the environment correctly for your CBS workload.

Most Nigerian banks rely on Oracle Database for their core systems. OCI compatibility means OllaCloud uses the same APIs, tooling, and infrastructure standards as Oracle Cloud Infrastructure globally, so your Oracle workloads, DBAs, and automation scripts work on OllaCloud without re-platforming. Combined with Exadata direct connect, it delivers Oracle performance inside Nigeria that no other local infrastructure provider can match.

OllaCloud provides the infrastructure documentation, access audit logs, data residency evidence, and recovery test records that CBN examiners typically request when assessing cloud environments. Our team can help you map OllaCloud's architecture to the specific controls required by the CBN cybersecurity framework and prepare the documentation package needed for examination.

Get started

Talk to our banking infrastructure team.

Book a session with a solutions engineer who understands Nigerian banking regulation and Oracle infrastructure. We'll assess your workloads and show you exactly how OllaCloud maps to your compliance requirements.