OllaCloud gives Nigerian fintechs, payment companies, lending platforms, digital wallets, and licensed operators cloud infrastructure that satisfies NDPA data residency requirements, aligns with CBN payment data localisation directives, and supports PCI DSS compliance. Hosted entirely in Nigeria. Billed in Naira.
OllaCloud is designed for the operational and compliance profile of Nigerian fintech where regulatory obligations are non-negotiable and infrastructure downtime directly affects transaction throughput.
CBN circular PSS/DIR/PUB/CIR/001/004 (June 2026) requires all payment operators to store and manage payment transaction data on Nigerian servers. OllaCloud satisfies this requirement by design your transaction data never leaves Nigeria.
Customer financial data: loan records, credit assessments, account histories is personal data under the NDPA. Hosting this data on overseas cloud creates cross-border transfer risk. OllaCloud removes that risk entirely.
High-throughput transaction processing demands low-latency infrastructure. OllaCloud's Lagos-based infrastructure puts your processing engine inside Nigeria. cutting latency to Nigerian endpoints and eliminating international routing overhead.
Nigerian fintechs operate under overlapping regulatory obligations. OllaCloud's architecture is designed to support compliance with all three simultaneously not as an add-on, but as a consequence of how the infrastructure is built.
The NDPA restricts the transfer of personal data outside Nigeria. Any customer data names, BVNs, transaction histories, contact details stored on overseas cloud infrastructure creates a cross-border transfer exposure under the Act.
CBN circular PSS/DIR/PUB/CIR/001/004 (June 2026) requires all licensed payment operators to store and manage payment transaction data on Nigerian servers. OllaCloud is built specifically to satisfy this requirement.
PCI DSS requires a secure network environment for cardholder data. OllaCloud's 3-layer firewall, compute enclave isolation, and AES-256 encryption provide the technical controls that underpin a PCI DSS-compliant card data environment.
Nigerian fintechs don't run one workload they run payment processing, fraud detection, customer data platforms, APIs, and analytics simultaneously. OllaCloud's OCI-compatible platform gives you the flexibility to run all of them on the same infrastructure, under the same compliance posture, with the same Naira invoice.
Yes. CBN circular PSS/DIR/PUB/CIR/001/004 (June 2026) requires licensed payment operators to store and manage payment transaction data on Nigerian servers. OllaCloud's infrastructure is hosted entirely within Nigeria. Transaction data processed and stored on OllaCloud never leaves the country.
OllaCloud provides the infrastructure controls required to build a PCI DSS-compliant card data environment — 3-layer firewall, compute enclave isolation, AES-256 encryption at rest, TLS in transit, and full access audit logging. PCI DSS certification is an assessment of your full environment (infrastructure plus application plus processes); OllaCloud covers the infrastructure layer, and our team can guide you on the architectural requirements for the rest.
Yes. OllaCloud supports compute, managed Kubernetes, managed databases, object storage, and networking on the same OCI-compatible platform. You can run your payment processing engine, API gateway, fraud detection service, and customer data store on a single OllaCloud environment — isolated at the workload level, managed from a single console.
All OllaCloud invoices are in Naira. There is no dollar-denominated billing, no exposure to exchange rate fluctuations, and no need to hold foreign currency reserves for infrastructure costs. This is a structural difference from AWS, Azure, and Google Cloud, which bill in USD regardless of where your workloads are located.
Book a session with a solutions engineer who understands the Nigerian fintech regulatory landscape. We'll map your workloads to OllaCloud and show you exactly how the compliance posture works.
